feat(go): M6.4 — Go-native /payments page (grouped-by-person ledger)

- Extract AssemblePayments(ctx) from ServePayments in api/handler.go,
  mirroring the AssembleAdults/AssembleJuniors pattern
- Add PaymentsPageData view-model wrapper in render.go
- Rewire html_handler.go ServePayments to call AssemblePayments and
  render with PaymentsPageData
- Replace payments.tmpl placeholder with real grouped-by-person ledger:
  alphabetical member blocks, txn-table (Date/Amount/Purpose/Message),
  newest-first rows, Unmatched/Unknown bucket
- Append ledger CSS classes to app.css (.ledger-container, .member-block,
  .txn-table, .txn-date/amount/purpose/message, tr:hover)
- Add TestPaymentsPage markup test

Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>

go/internal/web/html_handler_test.go

@@ -126,3 +126,34 @@ func TestAdultsPage(t *testing.T) {
 		t.Error("body should not contain >OK<")
 	}
 }
+
+func TestPaymentsPage(t *testing.T) {
+	renderer, err := web.NewRenderer()
+	if err != nil {
+		t.Fatalf("NewRenderer: %v", err)
+	}
+	b := web.BuildInfo{Version: "v0", Commit: "abc1234", BuildDate: "2026-01-01"}
+	h := web.NewHTMLHandler(renderer, b, fixtureHandler(t))
+
+	req := httptest.NewRequest(http.MethodGet, "/payments", nil)
+	w := httptest.NewRecorder()
+	h.ServePayments(w, req)
+
+	if w.Code != http.StatusOK {
+		t.Fatalf("status = %d, want 200", w.Code)
+	}
+
+	body := w.Body.String()
+
+	for _, want := range []string{
+		"Payments Ledger",
+		"<h2>Test Member</h2>",
+		"750 CZK",
+		"2026-01-01",
+		"2026-01",
+	} {
+		if !strings.Contains(body, want) {
+			t.Errorf("body missing %q", want)
+		}
+	}
+}