fix: treat VS as a string on read and write

Go stringified sheet cells with fmt.Sprint, so a numeric VS read with
UNFORMATTED_VALUE was rendered as 2.609767878e+09. Text columns of the
payments sheet now go through sheets.CellString, which never uses
exponent form; bank inference uses the same helper.

Both sync implementations now append VS as a text cell so Sheets keeps
it a string and leading zeros survive. Existing rows are not rewritten.

Python already read VS as a digit string; a regression test pins that.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

go/internal/services/banksync/infer.go

@@ -94,7 +94,7 @@ func InferPayments(
 			if idx < 0 || idx >= len(row) {
 				return ""
 			}
-			return strings.TrimSpace(fmt.Sprint(row[idx]))
+			return strings.TrimSpace(sheets.CellString(row[idx]))
 		}
 
 		// Skip rule: any of manual fix / Person / Purpose non-empty → leave alone